01
Information We Collect
We may collect information that you voluntarily
provide when you use our website, submit an enquiry,
register, apply for a loan or communicate with us.
The information collected depends on the service
and purpose for which you interact with us.
02
Personal Information
Personal information may include your name, date of
birth, mobile number, email address, residential
address, PAN, identity information and other details
required for legitimate business, verification or
service purposes.
03
Financial Information
Where required for an applicable financial service,
we may collect relevant financial information such
as income details, employment information, bank
account information, salary information and
transaction-related information.
04
Device & Technical Information
When you access our digital platform, technical
information such as IP address, browser type,
operating system, device information, approximate
location, access times and interaction information
may be collected where permitted and required.
05
How We Collect Information
Information may be collected directly from you
through forms, applications, communications and
customer interactions. Certain information may also
be received from authorised service providers,
verification agencies, lending partners or other
lawful sources.
06
Purpose of Data Collection
We may use information to provide and administer
requested services, process applications, conduct
verification, communicate with customers, improve
our platform, prevent fraud, comply with legal
requirements and protect our legitimate interests.
07
Loan Application & Assessment
Where applicable, information submitted through a
loan application may be used for eligibility
assessment, underwriting, credit evaluation,
verification, fraud prevention and processing of
the application.
08
KYC & Identity Verification
We may process identity and address information for
KYC and verification purposes. Where a third-party
verification service is used, information may be
shared with that service provider as permitted by
applicable law and based on the relevant purpose
and consent requirements.
09
Credit Information
Where applicable and lawfully permitted, credit
information may be obtained from authorised credit
information companies or other permitted sources
for credit assessment and related financial
services.
10
Communication With You
We may contact you through permitted communication
channels including telephone, SMS, email,
notifications or other digital channels regarding
your application, account, repayments, service
requests, security matters and other relevant
communications.
11
Service Providers
We may engage trusted third-party service providers
for technology, hosting, payment processing, KYC,
communication, analytics, customer support, fraud
prevention and other operational services. Such
providers may process information only for authorised
business purposes.
12
Sharing of Information
We may disclose information to relevant lenders,
financial institutions, technology providers,
verification partners, professional advisers,
regulators, government authorities or other parties
where necessary for providing services, fulfilling
legal obligations, preventing fraud or protecting
rights and interests.
13
Data Security
We use reasonable technical, organisational and
administrative safeguards intended to protect
information against unauthorised access, misuse,
alteration, disclosure or destruction. However,
no internet-based system can be guaranteed to be
completely secure.
14
Data Retention
Information may be retained for as long as reasonably
necessary to fulfil the purposes for which it was
collected, provide services, resolve disputes,
maintain records, prevent fraud or comply with
applicable legal, regulatory and contractual
requirements.
15
Cookies & Similar Technologies
Our website may use cookies and similar technologies
to support website functionality, understand usage,
improve user experience, maintain security and,
where permitted, measure the effectiveness of
communications or services.
16
Third-Party Websites & Links
Our website may contain links or integrations to
third-party websites and services. We are not
responsible for the privacy practices, content or
security of third-party platforms. Users should
review the privacy policies of those platforms
before providing information.
17
Your Choices
Depending on the applicable law and circumstances,
you may have choices regarding certain personal
information and communications. You may contact us
to understand available options concerning your
information.
18
Access & Correction
Where applicable, you may request access to or
correction of inaccurate personal information held
by us, subject to verification, legal requirements,
applicable restrictions and our record-keeping
obligations.
19
Withdrawal of Consent
Where processing is based on consent, you may request
withdrawal of that consent, subject to applicable
law. Withdrawal may affect our ability to provide
certain services where the information is necessary
for those services or required by law.
20
Marketing Communications
Where permitted, we may send information about
products, services or relevant updates. You may
contact us or use the applicable unsubscribe or
preference mechanism to opt out of certain marketing
communications.
21
Children's Privacy
Our services are intended for individuals who meet
the applicable age and eligibility requirements.
We do not knowingly seek to collect personal
information from children where such collection is
prohibited by applicable law.
22
Cross-Border Data Transfers
Where information is processed or stored outside
India through authorised service providers, such
processing will be undertaken subject to applicable
contractual, security, regulatory and legal
requirements.
23
Changes to This Policy
We may update this Privacy Policy from time to time
to reflect changes in our services, technology,
business practices or applicable legal and
regulatory requirements. The updated version will
be published on this page with the revised date.
24
Grievance & Privacy Concerns
If you have a concern regarding the processing of
your personal information, you may contact our
designated grievance or privacy contact using the
details provided on this website. We will review
and address legitimate requests in accordance with
applicable requirements.
25
Contact Us
For questions regarding this Privacy Policy or
requests relating to your personal information,
please contact:
Protecting your information matters to us.
Please never share your OTP, PIN, password,
CVV or internet banking credentials with anyone
claiming to represent MaxPrimePaisa.