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MAXPRIMEPAISA

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Transparent information about our loan rates, fees and applicable charges.

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APR 33.6%
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FREQUENTLY ASKED QUESTIONS

Short-Term Loan Questions, Answered.

Find answers to common questions about short-term loans, eligibility, documents, interest, repayment and the application process.

A short-term loan is a loan intended to address eligible financial requirements over a relatively shorter repayment period. The applicable loan amount, tenure, interest, fees and other terms depend on the approved loan offer and applicable agreement.

You may apply for an amount within the available loan range. The final amount offered, if any, is subject to eligibility, verification, credit assessment, income and applicable lending criteria.

The minimum loan amount available through the applicable product may start from ₹5,000. The actual amount available to a customer depends on the applicable product, eligibility and approved loan offer.

The maximum loan amount may be up to ₹10,00,000, subject to the applicable loan product, customer eligibility, income, credit assessment and lender's approval.

Depending on the applicable loan product, tenure may range from 7 days to 365 days. The exact repayment period will be stated in the applicable loan offer and agreement.

The applicable rate of interest depends on the loan product and approved terms. Rates, charges and repayment obligations will be disclosed before acceptance of the applicable loan offer.

APR, or Annual Percentage Rate, represents the annualised cost of borrowing and may include applicable interest and certain charges associated with the loan. Customers should review the applicable Key Fact Statement and loan agreement for complete cost information.

An applicable processing fee may be charged depending on the loan product and approved terms. Any applicable fee will be disclosed to you before you accept the loan offer.

Applicants who meet the applicable eligibility criteria may apply. Criteria can include age, residency, employment or income, bank account details, credit profile and required documentation.

Depending on the product and verification requirements, documents may include PAN Card, address proof, bank statements, salary slips and other KYC or income documents. Additional documents may be requested when required.

Your credit profile may be considered as part of the applicable credit assessment. A credit score is one of several factors that may be considered when determining eligibility and loan terms.

Processing time can vary depending on the completeness of your application, document verification, credit assessment and other applicable checks. No specific approval or disbursement time is guaranteed.

After approval and completion of applicable documentation and formalities, the approved amount may be disbursed to the eligible customer's verified bank account, subject to the applicable terms.

Early repayment may be available depending on the applicable loan agreement. Please check your loan agreement or Key Fact Statement for any applicable pre-closure conditions or charges.

Missing a repayment may result in applicable late payment charges or other consequences as specified in your loan agreement. Delayed repayment may also affect your credit profile. Contact the applicable lender promptly if you anticipate difficulty making a payment.

No. Submitting an application does not guarantee approval. Approval, loan amount, interest rate, tenure and other terms are subject to eligibility, verification, credit assessment and the applicable lender's policies.
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